Hi everyone, hope all of you are doing well and staying safe. This is to notify that I may take a complete break or may not be able to write so frequently for 2 to 3 months as I have couple of plans in place regarding my professional career which needs my full-fledged time and focus.
However I would try to read your writings as much as possible but please do not mind in case if I miss to leave comments on any of your posts. I am sure gonna miss all of you my sweet friends, especially my cute little Doll “IMRANA”. Until we meet again bye bye and take care 😇 ❤
I am writing down this poem Dropping my heavy feelings Triggered by your thoughts Feeling your precious love
You became my fresh Air My each breath inhales you But I suffocate breathing Not sure of hell or heaven
My heart feels you as heaven Pushing me into deep emotion And to unknown destination Putting me in a confusion
Your thoughts are ruling me Forcing to walk in your way I enjoy this lonely journey In the universe of you & me
Realizing, I can't avoid you Your thoughts won't leave me I keep traveling with them In a path of thorns&flowers
Believing my sincere silence I solace in God's presence Seeking his love & blessings Thankful for pain and gain Making me close to the God True essence of existence
Will this break really break the anchored thoughts of you in my head?? Never 'coz those are triggered by my ❤
Miss you but never miss to think of you or see you again if I am ......
Fresh air Lovely nature Loving mother No pollution Less population Pure affection Childhood memories Plenty of pleasures Recap of dreams Rare friends together When I visit my native No thoughts are negative Country is conservative And purely preservative Beautiful mountains attract Lovely birds sing to welcome With sweet & pleasant lyrics I visit my beautiful Country To find the true treasury Which is love affection and kindness (Parent's purely) No money can buy, no price can be tagged at any cost My Country is out of misery Rooted as a strong tree With many branched villages
The village between small mountains and greenfields The place of my birth The place of my peace From my childhood to Until my life's end
I am Proud of the Country I born the place I have been planted blooming like a soft flower with simple living and strong self instincts.
This poem is to show my token of appreciation and admiration to the cute little writer whom I met here. She started writing at the age of 10 by sharing her Amazing storieson WordPress. Please have a visit with your blessings to the Little one.
Hi Little one!
You own my heart Being cute & smart With super talent You are the best In fact I ever met
Your cuteness loads With tiny writing gift Your pretty pictures With perfect postures And lovely gestures
As you flush out to write Through your cute thought Words snuggle within you Admiring your little heart Painting your pure smile Creating beautiful moment
You are a tiny butterfly Making my Garden beautiful Wishing it to be flowerful With your colorful comments And cute sweet expressions
I love you little one I admire your talent I cherish your thoughts I wish you to be blessed With the bliss of purity Good health and happiness
With Loves & Blessings!
By: Suma Reddy To: Imrana
I Impressive M Mystic R Rare A Amazing N Nice A Awesome
Close your eyes and feel Open your heart and see Your thoughts of vast Sea Created by so called she Know that she can oversee Your rivers of feelings From her heart of hilltop
You left her to be rust Showing as a love draft You are her treasurehunt Never dreamt love crest
Two names of you & she Knitted as beautiful craft Painted on her lovely heart With your image of so smart Remind you to never forget Her Love is not to be lost
She's loving to love you In sweet pain of feelings Putting them on WordPress The best place to express Releasing her every stress
You have no right to erase them, nor dare to tare them These are her pure feelings And signs of her own vibes Strongly built gut instincts 'Coz she's pure true forever & never folded lovely chapter
We have choosen an ongoing project from one of the reputed builders based out of Banglore “the silicon city of India” and I am pleased to share some of my experiences during the process of booking until signing the sale agreement of the flat. Below listed is the basic information on how to plan and what are all requirements that one should be aware before investing on properties. This may help someone who wish or plan to buy an independent house or a flat. Kindly skip if you feel this topic as irrelevant at this point in time. Thank you.
Basic check list for choosing the flat:
1. Decide the budget
2. Choose the location
3. Research on builder reputation
4. Site visits (can be multiple)
5. Review, research and word of mouth can be better option
6. Check list of clear titles of the property (Land documents)
Here is a list of crucial documents that must be verified while purchasing an under construction property: Bangalore specifically
1. Sale deed 2. Completion/Occupancy certificate 3. Building/Plan approval 4. Encumbrance Certificate 5. Mutation certificate 6. Tax paid receipt 7. Khata 8. NOC from Builder, BWSSB, BESCOM, etc 9. Approval from local administrative bodies such as BBMP, BDA, BMRDA, etc
Below link has the information about clear title and on what type of documents to be verified while planning to buy an underconstruction apartment.
Below link is highly recommended to go through on how to plan your home loan with less EMIs effectively. This is from one of our co-blogger Mr. Lizo from the page Mango People.
Below details are all about my personal experiences on how the financial problems impact one’s lives in long term if self earnings are not planned and spent appropriately. One must be self conscious while spending hard earnings carelessly and ensure to use only on useful and worthy choosing to be offerdable. Please skip if youfeel irrelevant.
I feel proud to share this big news but there’s something else bigger side of my bitter experiences on how we spent on unnecessary things which caused us a long term financial trouble. This was because of insufficient knowledge or inappropriate plannigs ‘cos of someone else’s force or desire of constructing a house in the village just for a kind of guest visits once a year and no one had plans to go back and settle at the place they left 40 years ago and availing personal loans on some emergency needs, instead we could choose other options. Personal loan interest rates are very high compared to other ones. I may pen a different post on these.
Life always throughs at some sudden surprises as a test or to show it’s taste of sweetness or bitterness. Of course that’s what the meaning of life which makes us strong and serene through coming days. After years of struggles with the grace of God, I am on the track with greatest lessons learnt that this beautiful life taught me and I am thankful to God first of all for showing me the right path to do something for myself and my little family first time ever apart from basic necessities.
During my 10 years of professional career, I only know how much I earned but the expenditures by those who were fortunate to spend and fulfill their needs ‘coz I only had to abide to some weird customs and forced adjustments for helding an accountability being a common woman with multiple roles. It’s again a vast or waste topic and I don’t want to dump your heads with my personal stuff but to make you all alert on such plans and decisions that you make with your own earnings. We must have right to spend on things which are worthy and not for the sake of others.
All these experiences have really gave us better knowledge to take a step forward to plan and purchase this flat with offerdable EMIs keeping some back up arrangements in mind apart from current jobs we are earning from, which are no guaranteed as automation is hitting many lives. Of course we can keep up these things by upgrading ourselves to the changing technology and I am in plan too.
EMIBack up and planning:
1. Firstly we have choosen a project which has offered no Pre-EMI cost until the possession
2. After possession with guaranteed rental returns of the same flat which is equal or more than our EMI
3. Our Mumbai house which is already helping us with some rental returns
3. Along with above, one long term SIP investment that we have already started 5 years ago which balances the interest rate of home loan
4. Making sure to clear any other outstanding loans or EMIs by the time of possession to ensure we will have only one loan with less burden
Gallery 1 & 2nd would be for guest bedroom Backyard Open Kitchen Dining Living room Master bedroom Common bedroom It’s 1 BHK with least sqft space but our’s is 2 BHK, couldn’t get vedio of that ‘coz we swapped our choice from 1 BHK to 2 BHK (fully furnished)
Note: Today is a special day not because I born but b’coz my parents have choosen a random date to be my birthday that’s what is the 1st August. My life has so many weird, special and unique things ha ha…Only God knows when, why and the reason of my birth but it has a great meaning to be a blessed Mom of 3 years old pretty Princess and this life is just to battle & survive only for her. Another special day is International Friendship day. Wish you all a very happy friendship day.
My Garden of thoughts and feelings, sow a seed of good deed if you visit. Thank you, Suma ✍❣
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